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Food for Thought


Maximise your tax benefits on Retirement Annuities and Tax-Free Savings Accounts
As we approach the end of the tax year, now is the perfect time to review and optimise your financial strategy. If you haven’t maximised...
Roelf Botha
Feb 72 min read
8


Versterk u belastingvoordele met uittree-annuïteite en Belastingvrye Spaarplanne
Met die einde van die belastingjaar in sig, is dit nou die ideale tyd om u finansiële strategie te hersien en te versterk. Indien u nog...
Roelf Botha
Feb 72 min read
1


LEGAL NOTE – FEBRUARY 2025 : The Importance of Completing Nomination of Beneficiaries Forms
Life events, such as untimely death, occur as part of our normal lives and we seldom have any or very little control to prevent such life...
Anu Ananmalay
Jan 283 min read
0


LEGAL NOTE: JANUARY 2025 - LEGISLATIVE UPDATES
Quarterly newsletter from the FSCA retirement funds supervision division The retirement funds supervision division of the Financial...
Anu Ananmalay
Jan 93 min read
58


World Diabetes Day: Taking Charge of Your Health and Navigating Medical Aid
Every year on November 14th, the world comes together to raise awareness about diabetes on World Diabetes Day.
Optimum Group
Nov 14, 20242 min read
14


A Silent Pandemic – Men’s Mental Health
Raise awareness for men's health - specifically prostate cancer, testicular cancer, mental health and suicide prevention.
Kobus Herholdt
Nov 5, 20242 min read
28


LEGAL NOTE: NOVEMBER 2024 – Recent Case Law on Section 37C of the Pension Funds Act
Marna Gouws (Heilie Maria Gouws) v Momentum Retirement Annuity Fund and Others (FS Tribunal) Background: The deceased was a member of...
Anu Ananmalay
Nov 4, 20245 min read
24


Why Optimum Has the Best Drone Insurance Team in South Africa
In the dynamic and rapidly growing world of drone operations, securing the right insurance can make all the difference.
Daniel Blommerus
Oct 31, 20242 min read
37


Cyber Insurance: Securing Your Data in the Digital Age
In today's digital landscape, cyber threats have become a significant risk for businesses of all sizes.
Optimum Group
Oct 23, 20242 min read
6


Navigating Financial Success as a Young Adult in South Africa
Being a young adult in South Africa can feel challenging as you navigate your career, build your net worth, and manage personal life goals.
Liezel van der Merwe
Oct 18, 20242 min read
134


Home Insurance: Protecting Your Biggest Investment
It’s the place where memories are made, where your family gathers, and where you feel most secure. Protecting this investment is crucial.
JC de Clerk
Oct 16, 20242 min read
6


Reviewing Your Medical Aid Options: How to Make Informed Decisions for the New Year
As the year comes to a close, it’s the perfect time to review your medical aid options!
Kobus Herholdt
Oct 13, 20242 min read
29


Why You Need a Will? - Who Else Will Decide Who Gets Your Collection of Boerewors Recipes?
Let’s dive into why you need a will and why it remains such an important document.
Marinus Lourens
Oct 9, 20243 min read
9


Life Insurance for Young Adults: Why You Need It Now
As a young adult in South Africa, life insurance might seem like an unnecessary expense, but it can be a crucial safety net for your future.
Stefan Kellerman
Oct 8, 20242 min read
33


Breast Cancer Awareness Month - Manage your risk
October is Breast Cancer Awareness Month. There’s no time like the present to manage your risk.
Kobus Herholdt
Oct 6, 20241 min read
282

LEGAL NOTE: OCTOBER 2024 - Section 37D Deductions - Two Pot Retirement System
The purpose of this legal note is to explain briefly the impact of the Two Pot Retirement System on Section 37D deductions in terms of...
Anu Ananmalay
Oct 1, 20245 min read
27


Overcoming the cycle of “shirtsleeves to shirtsleeves”
The process of passing wealth and leadership across generations is a cornerstone of family businesses and dynasties. Legacy wealth...
Roelf Botha
Sep 23, 20244 min read
34


Protect Your Family's Future: Life Insurance in South Africa
Protect Your Family's Future: Life Insurance in South Africa
Brendan Fourie
Sep 19, 20242 min read
10


The Risk of No Life Insurance
In South Africa, not having life insurance can expose individuals and their families to significant financial risks. Life insurance...
Bertus Jansen
Sep 17, 20242 min read
6


Common Mistakes People Make with Retirement Annuities
According to the Association of Savings of South Africa (ASISA), they estimate that only 6% of South Africans are on their way to retire...
Werner Schultz
Sep 15, 20242 min read
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