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Food for Thought


The Risk of No Life Insurance
In South Africa, not having life insurance can expose individuals and their families to significant financial risks. Life insurance...
Bertus Jansen
Sep 17, 20242 min read
6


Common Mistakes People Make with Retirement Annuities
According to the Association of Savings of South Africa (ASISA), they estimate that only 6% of South Africans are on their way to retire...
Werner Schultz
Sep 15, 20242 min read
34


Summer Adventure Ready: Check Your Medical Aid Plan!Â
Summer is the perfect season for new adventures and travel, but before you pack your bags, make sure your medical aid plan is up to the...
Kobus Herholdt
Sep 12, 20241 min read
8


Why investing in Long-Term Insurance is a smart financial move
Investment and life insurance is not often mentioned in the same sentence but, they should be. If we change our perception of what we...
Marinus Lourens
Sep 8, 20242 min read
16

LEGAL NOTE: SEPTEMBER 2024 – Impact of Accessing your Savings Component in the Two Pot Retirement System
The Two Pot Retirement System will be implemented with effect of 1 September 2024. 10% of the member’s Vested Component (member’s current...
Anu Ananmalay
Sep 2, 20244 min read
16


Using long-term insurance to protect your risks
It is crucial to prioritize your health and well-being by ensuring you have adequate protection against the risks of illness or...
Karlé Botha
Aug 19, 20241 min read
14

LEGAL NOTE AUGUST 2024 – Joint Conduct Standard 2 0f 2024 ‘Cybersecurity and Cyber Resilience’
In conjunction with the Prudential Authority (PA), the Financial Sector Conduct Authority (FSCA) on 16 May 2024, published Joint Standard...
Anu Ananmalay
Aug 1, 20243 min read
8


Protecting your business: Essential Short-Term Insurance for Entrepreneurs
Having short term commercial insurance is crucial in safeguarding your business from a variety of unexpected circumstances. We recognise...
Morné Henn
Jul 30, 20242 min read
16


Safety First: Essential Tips for Responsible Done Operation
Operating drones in South Africa, whether for commercial or private use, comes with responsibilities to ensure safety and compliance with...
Daniel Blommerus
Jul 25, 20242 min read
12

A Modern Approach to Estate Planning: Simplify, Secure, and Save
Are you looking for a modern approach to estate planning? An Estate Preservation Plan offers a fresh approach that makes securing your...
Marinus Lourens
Jul 24, 20242 min read
26


Medical Aid for Chronic Conditions: Managing Your Health
Receiving a diagnosis of a chronic condition from a doctor or nurse can be shocking and surprising. The initial response is often denial,...
Kobus Herholdt
Jul 19, 20241 min read
96

LEGAL NOTE: JULY 2024 FSCA COMMUNICATION 21 OF 2024
On 5 August 2019, the FSCA published FSRA Conduct Standard 1 of 2019 (PFA) - Conditions for amalgamations and transfers in terms of...
Anu Ananmalay
Jul 8, 20243 min read
18

LEGAL NOTE: JUNE 2024 (PART 2) - A FRAMEWORK FOR UNCLAIMED FINANCIAL ASSETS IN SOUTH AFRICA
In 2022, the Financial Sector Conduct Authority (FSCA) published the Discussion Paper on a Framework for Unclaimed Financial Assets in...
Anu Ananmalay
Jun 5, 20248 min read
39

LEGAL NOTE: MAY 2024 (PART 1) – A FRAMEWORK FOR UNCLAIMED FINANCIAL ASSETS IN SOUTH AFRICA
In 2022, the Financial Sector Conduct Authority (FSCA) published the Discussion Paper on a Framework for Unclaimed Financial Assets in...
Anu Ananmalay
Jun 5, 20246 min read
49

LEGAL NOTE | FSCA Interpretation Ruling 1 of 2024
This Interpretation Ruling was issued to provide clarity, consistency and certainty in the interpretation and application of section 37C...
Anu Ananmalay
Apr 16, 20243 min read
13

Property market showing signs of recovery
Following a period of subdued activity, especially for the value of new home loans granted, South Africa’s property market may be on the...
Dr. Roelof Botha
Apr 11, 20242 min read
23

Gold price in record-breaking mood
March witnessed a relentless rise in the gold price, with the precious metal breaking new records on a regular basis to reach an all-time...
Dr. Roelof Botha
Apr 4, 20242 min read
11

Inflation remains stubborn, but below 6%
February’s reading for the consumer price index (CPI) was disappointing, with the pace of retreat since mid-2023 having been halted. The...
Dr. Roelof Botha
Mar 28, 20242 min read
102

National Budget Speech 2024
On 21 February 2024 Finance Minister Enoch Godongwana delivered his budget speech, summarised on a high level, as follows: Social grants...
Anu Ananmalay
Feb 26, 20244 min read
19

Budget 2024/25 - Forex reserves to the rescue!
The 2024/25 national budget will mainly be remembered for its novel utilisation of a portion of South Africa’s gold and foreign exchange...
Dr. Roelof Botha
Feb 22, 20243 min read
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